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Financial & Lifestyle Resources


We are not personal finance experts by any means. Every person has different needs and values surrounding money and lifestyle. The following recommendations are meant to serve as just that-recommendations. In no way are we attempting to push our values on our readers, nor are we making any guarantees or judgments related to your life situation. Please utilize the following resources at your own discretion.

Affiliate Link Disclosure: Some of the items linked below are affiliate links. This means if you choose to purchase the item using our link, we may be eligible for small commission at no additional cost to you.

Minimalism & The Simple Lifestyle

The Reluctant Adventures adhere to a minimalist lifestyle. For us, this can be summed up by two rules:

1. Don't buy or keep shit unless you really need it.

2. When you do buy or keep shit, make sure it's worth having.

We truly believe our entire journey toward being expats and travelers was spurred by adopting minimalist values. Here are some blogs we found to be inspiring and helpful. We highly recommend digging around to find their related YouTube channels, TedTalks and podcasts. 


Debt Management & Personal Finance

  • Mr. Money Mustache- We love this guy's blog. He's funny, smart and his content is both powerful and easy to understand. He has a ton of resources and has been featured on many FI (financial independence) podcasts.
  • Total Money Makeover by Dave Ramsey (insert link)
  • Mad Fientist-  offers a ton of insight and resources for those curious about FI
  • The Simple Path to Wealth (insert link) This book is great for personal finance and investing newbies like us. 
  • Your Money Your Life (insert link) Highly recommended for decades and for good reason

Banking and Credit

  • As expats and travelers, we love our Charles Schwab Investor accounts. In addition to access to excellent customer services and interest-gaining brokerage accounts, Schwab refunds ATM FEES and CHARGES NO FOREIGN TRANSACTION FEES. We've taken advantage of this and saved hundreds this year.
  • Credit Karma is a simple and free tool to help you stay on top of your credit.
  • Chase Sapphire Preferred Card- Double points on travel and restaurants, bonus points through shopping with Chase, no foreign transaction fees, ability to use your points for travel whenever you feel like it...yeah...this card rocks. We've paid for multiple trips with points we've earned on stuff we had to buy anyway. Earn 50,000 bonus points with Chase Sapphire Preferred. I can be rewarded too if you apply here and are approved for the card. Learn more.
  • is a helpful, free budget tool. The app works great.

Our Minimalist, Debt-Free Journey

Click here if you're interested in how we became debt-free, minimalist expats.